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Beautiful Oversized, Corner Lot in The Village of Del Mar. ** TURNKEY! ** NO BOND! ** NO MAINTANCE FEE ** New HVAC in 2024 ** Roof 12/2017 ** Water Heater 2016 ** -- This 2/2 Cedar Key Model Home (Frame & Vinyl) Has Everything you are looking for. West Facing Home with an Expanded Driveway for Plenty of Parking. A Screened in Carport Area with Sliding Screen Doors, Park a Car, Golf Cart or Just enjoy this as a Nice Entertaining Space! The Storage/Laundry Room Off Carport, with Washer & Dryer Has some great Space for a Workshop or Added Storage! -- Come on into this open Floor Plan! Nice size Kitchen with Plenty of counter space and a Table Height Eat at Breakfast Bar with Epoxy-Coated Counter-tops, and Closet Pantry. Spacious Dining Room with a Built –In Desk area in the Adjacent Hall. The Living Room is 12Ft x 19Ft, a great area for those get togethers with friends! The Den/Office Area gives you that bonus space you need! Your Guests will love the Roomy Guest Bedroom and the Guest Bathroom Features New Luxury Vinyl Plank Flooring, as does the Primary En-Suite Bathroom! The Primary Suite is 16Ftx14Ft, Such a great size! -- . 6M From Spanish Springs Town Square® and . 4M From Rio Grande Family Pool and . 8M From Chula Vista Recreation Center. Chula Vista Pool is Currently undergoing a Wonderful Makeover, it will also have a Firepit! Take a Look at our Fabulous Video!
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Our Executive Mortgage Banker:
Our Insurance Division:
$274,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $219,920 | $219,920 | $219,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,390 | $1,445 | $1,841 |
Total Monthly Payment | $1,805 | $1,860 | $2,256 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.