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Welcome to Alligator Park, a hidden gem among Punta Gorda’s active 55+ communities—perfectly suited for seasonal snowbirds or full-time Florida living. This vibrant, golf cart-friendly neighborhood is known for its warm, welcoming atmosphere, lush landscaping, and well-kept amenities, including a swimming pool, clubhouse, shuffleboard courts, and rentable recreational facilities, all complemented by a full calendar of community events, potlucks, and social gatherings that make it easy to feel right at home. This 2-bedroom, 2-bath home is priced to sell, comes partially furnished, and won’t last long! Located in a no flood zone, the home sits high and dry and has been extensively updated for peace of mind and comfort. The kitchen was remodeled in 2017 and features crisp white cabinetry, a beautifully detailed metal backsplash, ample counter space, a brand-new refrigerator, and newer stove and microwave. You'll find new flooring throughout with upgraded ¾” plywood subfloors, a new vapor barrier, preventive treatment, and new tie-downs beneath the home. The A/C was just replaced in 2025, the hot water heater is from 2017, and both the roof and carport were replaced in 2023. Windows have been updated as well, with improvements made in both 2018 and 2019. The home also offers a spacious family room, a bright and airy Florida room, laundry/utility room, a fully fenced lot, and tropical landscaping for added curb appeal and privacy. Out back, a charmingly decorated shed offers plenty of storage space for tools, beach gear, or hobbies, and there’s even a convenient walkway leading right to it. The low monthly HOA fee includes water, trash, and mowing. Ideally located just minutes from shopping, dining, Fishermen’s Village, historic downtown Punta Gorda, waterfront parks, boating access, and I-75, this home delivers unbeatable value in one of Southwest Florida’s most welcoming communities. Price includes $60k in shares! Whether you're looking for a winter retreat or a year-round haven, this move-in-ready home is a rare find—schedule your private showing today before it’s gone!
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Our Executive Mortgage Banker:
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $66 | $66 | $66 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $652 | $686 | $864 |
Total Monthly Payment | $793 | $827 | $1,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.