Brooklyn (Seagate), NY, 11224 | $1,779,000

Introducing 5021 Surf Avenue, a masterfully designed residence located in Sea Gate-Coney Island's premier oceanfront gated community. This legal two-family home is currently configured as a grand single-family layout, offering over 4, 100 square feet across three expansive levels, plus a fully finished 1, 000+ sq ft basement. Set on an oversized 65" x 165" lot, the property blends architectural elegance with thoughtful functionality, all within one of Brooklyn's most private residential enclaves.

The main floor features an open-concept layout anchored by a chef-approved kitchen with a dramatic quartz waterfall island, custom navy cabinetry with copper hardware, full-height slab backsplash, and top-of-the-line German WOLF appliances. Adjacent living and dining areas are framed by oversized windows, wide-plank oak floors, and two stunning fireplaces, creating a warm yet elevated ambiance. A floating glass-paneled staircase adds architectural fluidity between levels, while radiant underfloor heating and multi-zone air conditioning ensure year-round comfort.

Upstairs, the sun-drenched primary suite offers a true retreat, complete with a boutique-style walk-in closet and spa-quality bath featuring a freestanding soaking tub, dual vanities, and a mosaic-tiled steam shower. Additional bedrooms are generously scaled, including a top-floor suite with vaulted ceilings and bay water views, along with a dedicated media lounge and flex space ideal for work-from-home or guest quarters. The fully finished lower level offers a gym, playroom, and recreation lounge, adaptable to any lifestyle.

Outdoors, a sprawling backyard is designed for relaxation and entertaining, with a built-in jacuzzi, large patio, and newly planted trees enhancing the landscaped setting. A private driveway offers parking for multiple vehicles in addition to the garage.

Sea Gate residents enjoy 24/7 security via a private police department, access to a members-only beach and beach club, two playgrounds, a basketball court, pet walking areas, and a full-service bath and spa facility. Combining timeless design, superior craftsmanship, and resort-style living, 5021 Surf Avenue is a rare and exceptional offering just moments from the Atlantic shoreline.

Features

  • Town: Brooklyn
  • Rooms: 20
  • Bedrooms: 6
  • Baths: 4 full
  • Units: 3
  • Laundry: Building None
  • Style: Walk-Up
  • Year Built: 1930
  • Garage: 4-car Assigned,Garage
  • Cooling: Zoned
  • Basement: Other
  • View: River
  • Pet Policy: Building Yes,No
  • MLS#: RLS20016953
  • Days on Market: 24 days
  • Website: https://www.raveis.com
    /prop/RLS20016953/5021surfavenue_brooklyn_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Douglas Elliman Real Estate   Phone: (212) 891-7000

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

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Brooklyn (Seagate), NY, 11224

$1,779,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,423,200 $1,423,200 $1,423,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.751% 6.309%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $8,193 $9,113 $12,106
Total Monthly Payment $8,318 $9,238 $12,231

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.