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681 MOUNT NEW CASTLE AVENUE NE, #673, St. Petersburg, FL, 33702 | $165,000
Live the ultimate retirement lifestyle in this remodeled 2 bed/1. 5 bath home that is located on an oversized corner lot steps away from the community's waterfront park. The home has more than 800 sq. ft of living space and is located across the street from large saltwater canal that goes to Tampa Bay with no bridges. The home had about 1 inch of water inside during 2024 storms; however, that was the first time the community had any flooding in 60 years! There are many features: 2025 beautiful vinyl plank waterproof flooring with all new subflooring and vapor barrier with insulation to protect the subflooring, 2025 central A/C system and ductwork with ultra violet light added to A/C system, 2024 interior doors, new electrical wiring and new outside meter with surge protection with Duke Energy, 2025 plumbing, 2021 appliances with 2025 refrigerator, inside laundry with stacking washer and dryer, Home Guard in-wall termite treatment. New screened lanai has been permitted and will be paid for by seller. One year of flood insurance will be paid by seller. This home would make the perfect full-time residence, winter retreat or investment property as renting is allowed with 2 month minimum. Move-in ready! Price includes share for the lot and ownership in the Co-op. Maintenance requires each buyer to have 675+ credit score. Low monthly maintenance fee of $380 includes water/sewer/trash pick-up/lawn care/24 hr manned gate/private streets and all amenities including clubhouse, heated pool, fitness center, billiards, two boat ramps, kayak launch and many activities and clubs. Popular Americana Cove is located only 10 mins from downtown St. Petersburg, 15 mins to 2 airports and just minutes to 4th St restaurants, shopping and healthcare. Check it out!
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 1 full / 1 half
- Laundry: Inside
- Year Built: 1971
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 804
- Acreage: 0.13
- Est. Taxes: $882
- HOA Fee: $380 Monthly
- Adult Communities: Yes
- Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8375474
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8375474/681mountnewcastleavenuene_stpetersburg_fl?source=qrflyer
Listing courtesy of BAREFOOT REALTY GROUP Phone: 877-360-7577
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
681 MOUNT NEW CASTLE AVENUE NE, #673, St. Petersburg, FL, 33702
$165,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $132,000 | $132,000 | $132,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
| Monthly Tax Payment | $74 | $74 | $74 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $824 | $867 | $1,105 |
| Total Monthly Payment | $973 | $1,016 | $1,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388