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One or more photo(s) has been virtually staged. ****Punta Gorda Isles Sailboat Access Home Just 8 Minutes to Open Water!****
Live the waterfront dream in this ideally located 2-bedroom, 2-bath home in sought-after Punta Gorda Isles—just 8 minutes from the Ponce Inlet and open waters of Charlotte Harbor, this is a boater’s paradise. Base flood elevation is 10 feet - no flooding with Ian, Helene or Milton!
This charming home is a clean slate, ready for your personal touches. The spacious, open floor plan features tile and a split living arrangement, with the primary suite on one side of the home separate from the guest bedroom and bath on the other side.
Enjoy seamless indoor-outdoor living with multiple sliding doors that open to a large under-roof lanai and a 28x14 ft pool—perfect for entertaining or relaxing. The pool cage features brand-new screens, giving you peace of mind and comfort.
Inside, the large living room has a vaulted ceiling, the kitchen boasts Corian countertops and ample cabinet space, both bathrooms have been updated with granite vanity tops and tiled walk-in showers, and you'll find a dedicated laundry room with a built-in office area, ideal for remote work or hobbies.
Additional highlights: generously sized rooms and closets, built-in cabinets in both living and dining rooms, located at the end of a canal for extra privacy waterside, and easy access to downtown Punta Gorda, Sunseeker Resort, Burnt Store Marina, Boca Grande, Cayo Costa, and the Gulf.
Whether you love sailing, power boating, or just relaxing poolside, this home offers the best of coastal living. Don’t miss your chance to live in one of Florida’s most desirable waterfront communities! **Please see Home Highlights in attachments**
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $311 | $311 | $311 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,990 | $3,148 | $4,011 |
Total Monthly Payment | $3,393 | $3,551 | $4,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.