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Nestled in the quiet, scenic community of Northfield, this well-maintained 2-bedroom raised ranch is the perfect place for your new home. Set on a spacious lot surrounded by nature, this home offers the ideal blend of privacy and convenience. Step inside to a spacious living area with large windows that fill the space with natural light. Down the hall, you'll find two generously sized bedrooms with ample closet space and a full bath. The lower level offers additional living space-great for a family room, home office, or guest suite-with access to a 2-car garage. There is a wood burning stove in the lower level to help on those chilly nights. Outside, enjoy your morning coffee or evening gatherings on the back deck and patio, overlooking a private backyard with room to garden, play, or relax. Located just minutes from local parks, hiking trails, and easy access to Route 8, this home offers both tranquility and convenience. The roof was replaced in 2021. This house also has a generator for your peace of mind. Please note this is an estate sale and the sale is subject to Probate court approval. This home is being sold as-is. Schedule you're viewing today before it's too late!
Type | Description | Dimensions | Level |
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Bedroom 1 | Hardwood Floor | 13.8 x 16.6 | Main |
Dining Room | Hardwood Floor | 13.8 x 15.0 | Main |
Family Room | Built-Ins,Wood Stove,Wall/Wall Carpet | 27.1 x 22.8 | Lower |
Full Bath | Tub w/Shower,Vinyl Floor | 10.0 x 11.8 | Main |
Half Bath | Laundry Hookup,Vinyl Floor | Lower | |
Kitchen | Vinyl Floor | 13.8 x 15.3 | Main |
Living Room | Fireplace,Wall/Wall Carpet | 18.3 x 13.4 | Main |
Primary Bedroom | Hardwood Floor | 13.4 x 13.0 | Main |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $332,000 | $332,000 | $332,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $338 | $338 | $338 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,098 | $2,207 | $2,779 |
Total Monthly Payment | $2,511 | $2,620 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.