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Step into this beautifully designed home nestled in the serene beauty of Johns Island. This stunning residence boasts 5 bedrooms and 3. 5 baths, offering over 3300 square feet of southern living at its finest. With dual main-suites, high ceilings, a sweeping open floorplan, and tranquil outdoor amenities, this home is a true retreat. The ground floor owner's suite, tiled screened-in porch, and gas firepit with a lush, wooded backdrop make it ideal for a quiet night in or entertaining guests. The chef-worthy kitchen is equipped with a gas range, stainless steel appliances, ample cabinetry, and a sizable walk-in pantry. It opens to a large, light-filled living room with a vaulted ceiling, leading to your screened-in porch and private fenced-in backyard. Upstairs, you'll discover an airy loft space, a massive second suite, 3 additional bedrooms, and a large bathroom. Nestled in the southern beauty of St. Johns Lake, this home offers access to a breathtaking 62-acre stocked lake. Enjoy fishing, paddleboarding, kayaking, a variety of community amenities including a resort-style pool, dog park, new playground, and walking trails, ensuring endless opportunities for recreation and relaxation. Conveniently located near top restaurants, Kiawah and Folly beaches, and historic downtown Charleston, this home is perfect for beach lovers seeking comfort and elegance.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $575,920 | $575,920 | $575,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,640 | $3,783 | $4,821 |
Total Monthly Payment | $3,732 | $3,875 | $4,913 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.