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Experience Relaxed Southern Charm in this private garden oasis where nature and comfort come togetherWhether you're a first-time homebuyer or looking to expand your investment portfolio, this stunning, nearly new single-story home is a must-see! Just 3 years old, this move-in-ready property offers exceptional style and functionality--with no HOA restrictions. While pictures offer a glimpse, they can't fully capture the beauty and attention to detail throughout this home. Stylish finishes blend comfort and sophistication in every room. The backyard is an entertainer's dream, perfect for relaxing or hosting guests. This exceptional property combines modern conveniences with timeless craftsmanship--Just 5 mins to Downtown Summerville, 30 mins to Charleston. Highlights include a climate-controlled office or craft room within the screened porch, durable porcelain tile flooring throughout, soaring 9-foot ceilings, granite countertops, under-cabinet and recessed lighting, and elegant custom wood trim. Both bathrooms feature large-format porcelain tile and modern Bluetooth exhaust fans. The home offers two spacious walk-in closets, an electric fireplace for cozy evenings, and hardwired internet access in every roomperfect for work-from-home living. Additional upgrades include: RV/EV adaptability and generator readiness Durable 26-gauge metal roof and Hardie Plank siding Stamped concrete porches and generous attic storage Aluminum screened porch with ceiling fans and TV hookup Step outside to enjoy a beautifully landscaped yard complete with mature trees, a concrete fountain, patio pavers, a relaxing pergola, and a custom 240 sq. ft. shed. Nature lovers will be enchanted by the abundance of fruit and flowering plants: pick your own blueberries from the backyard bush, or bake a fresh pecan pie from one of four mature pecan trees. The property also features four varieties of camellias, azaleas, gardenias, crepe myrtles, hydrangeas, roses, and perennial white lilies. A fragrant, mature olive tree and a prolific kumquat tree add to the charm. Imagine sipping your morning coffee under the pergola, surrounded by lush greenery and birdsong, or relaxing on the spacious screened-in porch while enjoying your very own butterfly garden, bursting with pollinator-friendly plants.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,200 | $303,200 | $303,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,941 | $2,015 | $2,538 |
Total Monthly Payment | $2,016 | $2,090 | $2,613 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.