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Come see this beautifully maintained 3-bedroom, 2-bath home located in the sought-after Ivy Hall neighborhood. Situated in an X flood zone, no flood insurance is required--adding peace of mind to your purchase. This home is bursting with curb appeal! A majestic live oak anchors the front yard, complemented by a blooming Rose of Sharon tree and a perennial-filled flower bed that brings year-round beauty. Step inside and you'll find an open, airy layout with vaulted ceilings in the living room, wide plank blonde oak floors, and coastal-inspired colors that create a warm and inviting atmosphere. Cozy up by the wood-burning fireplace with its striking black granite surround and hearth--perfect for those crisp Lowcountry evenings. The front foyer offers a welcoming drop zone with a coatcloset nearby. Flow through to the updated kitchen and dining area, where thoughtful renovations include extended counter space, added upper and lower cabinetry, and a pantry. A sleek, exterior-venting stainless and glass range hood pairs beautifully with the sea glass and beveled subway tile backsplash. Stainless appliancesBosch dishwasher, drop-in range, microwave, washer and dryerall convey with the home. From the living area, step outside to a private, fully fenced backyard bordered by woodsno homes behind you! A brick paver patio provides the perfect spot for grilling, entertaining, or relaxing with a glass of sweet tea while the kids or pets play. There's even room to add a pool! The primary suite is tucked away at the rear of the home and features a tray ceiling, generous walk-in closet, and en suite bath with soaking tub, updated fixtures, and travertine tile. At the front of the home are two additional bedrooms, one currently used as a home office, both with ample closets, great natural light, and ceiling fans. The second full bath includes a rain glass window, and there's a linen closet for added storage. The two-car garage offers built-in storage space, adding even more functionality to this move-in-ready home. Gutter guards installed in 2024. This home is conveniently located across the street from the Marketplace at Oakland. Please see documents for shopping, restaurants, and retail stores at Oakland. This turn-key home is the perfect blend of comfort, function, and Lowcountry charm. Schedule your showing todayyou won't want to miss this one!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $452,000 | $452,000 | $452,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,857 | $2,969 | $3,784 |
Total Monthly Payment | $2,949 | $3,061 | $3,876 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.