4725 COVE CIRCLE, #810, St. Petersburg, FL, 33708 | $265,000

Your Dream Florida Waterfront Condo Awaits!**
Embrace the quintessential Florida lifestyle with this magnificent 2/2 waterfront condo nestled in the heart of a vibrant 55+ community. Overlooking the stunning Boca Ciega Bay from its privileged position on the eighth floor, this condo isn't just a place to live – it's your gateway to a dream retirement filled with sunny days, peaceful water views, and an array of activities right at your doorstep.
Step inside to discover a world where every detail is designed for elegance and comfort. The spacious open floor plan is a testament to refined living, featuring solid wood cabinets, a pantry, breakfast bar, and newly installed vinyl flooring that combines durability with style – ideal for both intimate dinners and grand entertaining alike.
The master suite is your private retreat offering a walk-in closet and an ensuite bath, ensuring privacy and convenience. The guest accommodations are equally impressive, with a sizeable built-in closet and its own private bath. Adding to the charm is the Florida room, enclosed with large windows; it's your front-row seat to breathtaking sunset views over the bay every evening. There is a inside utility and a brand new water heater. Laundry is a breeze as every floor has it's own laundry equiped with a storage locker for your convenience,
Life in this exclusive community means enjoying perks designed for an active and social lifestyle. Benefit from 24-hour gated security, two heated pools, and a soon-to-be-expanded clubhouse featuring a full-size gym, billiards room, and an entertainment area. Stay active with tennis and pickleball courts, shuffleboard, a walking trail around the lagoon, kayak racks, and a launching area into Boca Ciega Bay.
This 40-acre resort-style community boasts a lagoon, several fishing piers, covered grilling areas, a full-time manager, and a lively calendar of events. Anticipate the construction of a new marina that will elevate the community's boating facilities, further enhancing this idyllic living experience.
Just outside the gated enclave, explore a bustling area filled with restaurants, nightlife, shopping centers, groceries, pharmacies, and the beautiful Madeira Beach. Every convenience is just a stone's throw away, making your life here as enjoyable as it is convenient.
If you're dreaming of a retirement filled with warmth, comfort, and endless possibilities for enjoyment, your search ends here. This turnkey unit also has an assigned carport#40, so just to bring your flip-flops and start living the lifestyle you've always imagined. Make your Florida dream a reality today – welcome home!

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 10
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fence Restrictions, Fitness Center, Gated, Laundry, Maintenance, Optional Additional Fees, Pickleball Court(s), Pool, Recreation Facilities, Security, Storage, Tennis Court(s), Vehicle Restrictions
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Common Area, Corridor Access
  • Complex: COLUMBIA TOWERS CONDO
  • Year Built: 1970
  • Common Charge: $833 Monthly
  • Approx Sq. Feet: 1,040
  • Acreage: 0.64
  • Est. Taxes: $1,891
  • Lot Desc: FloodZone, Landscaped, Near Marina, Near Public Transit, Private, Sidewalk, Street Dead-End, Unincorporated
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Convection Oven, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Refrigerator
  • MLS#: TB8374062
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8374062/4725covecircle_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/14/2025 4:14:04 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-381-2345

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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4725 COVE CIRCLE, #810, St. Petersburg, FL, 33708

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $158 $158 $158
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,340 $1,393 $1,775
Total Monthly Payment $1,573 $1,626 $2,008

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.