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Spacious Ranch with Columbia Lake Views! This beautifully updated ranch offers the perfect blend of comfort, charm, and convenience-starting with the stunning view of Columbia Lake right across the street from your front deck! Step inside to a generously sized living room with a huge picture window, cozy fireplace, and gleaming refinished wood floors that flow through most of the home. The brand-new kitchen is a showstopper, featuring a massive center island perfect for gathering, brand new windows, and a seamless connection to the dining room and a cozy reading nook. No need for a kitchen table-there's plenty of space in the dining room for everyday meals and entertaining alike. The oversized two-car attached garage adds convenience, while the half-finished basement offers a great bonus room plus a workshop area on the other side. Furnace is just a couple years old and the home features central air for year-round comfort. Step out back to enjoy a refreshing pool, beautiful stonewalls, and a peaceful backyard setting. Don't miss this rare opportunity to live near the lake with all the updates already done for you! **Additional Features: ** Enjoy a beautifully updated kitchen, energy-efficient cast iron baseboard heating, and peace of mind with a grounded lightning rod system. The home also boasts a newer well tank and pump. The finished, heated basement includes a versatile guest room complete with a Murphy bed-perfect for visitors or extended stays.
Type | Description | Level |
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Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | Hardwood Floor | Main |
Living Room | Fireplace,French Doors,Hardwood Floor | Main |
Primary Bedroom | Half Bath,Hardwood Floor | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $348 | $348 | $348 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $2,102 | $2,678 |
Total Monthly Payment | $2,419 | $2,525 | $3,101 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.