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*** Calling for Highest and Best -- deadline is Sunday, 4/20, 12pm (noon) *** Welcome to this meticulously maintained 4-bedroom, 2. 5-bath ranch home in the lovely Hillbrook Forest subdivision of Spartanburg. Nestled on a generous 0. 67-acre lot, this 2, 331 square foot gem offers the perfect blend of comfort, character, and convenience. Enjoy the peacefulness of a quiet, walkable neighborhood lined with mature trees—while being just 7 minutes from Spartanburg High School and under 15 minutes to the vibrant heart of downtown Spartanburg. Step outside into your private summer oasis: an in-ground pool, a covered porch, a cabana with electrical, and an outbuilding with power—perfect for entertaining, relaxing, or creating your dream workshop. The property backs up to a tranquil alpaca farm, adding a unique touch of rural charm and privacy. Inside, you'll find spacious living with four well-sized bedrooms, two and a half baths, and thoughtful updates throughout. All major systems of the home approximately 10 years or newer - roof (2014), AC unit (2015), gas furnace (2020), pool liner & pump (2020), and solar panels (2019, leased) for energy efficiency. Primary bathroom tile was also replaced at the end of 2023. Located in District 7 schools, this home offers an ideal setting for families looking for space, community, and a touch of the unexpected. Whether you're hosting summer gatherings or simply enjoying the view with your morning coffee, this home is your personal retreat just minutes from everything Spartanburg has to provide. Don’t miss this rare opportunity—schedule your showing today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $279,920 | $279,920 | $279,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $251 | $251 | $251 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,769 | $1,839 | $2,343 |
Total Monthly Payment | $2,095 | $2,165 | $2,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.