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Welcome to your slice of paradise! This fully remodeled 1-bedroom, 1-bathroom ground-floor condo in the desirable Sun Harbor community offers the ultimate blend of coastal living and rental potential—just steps from the sugary sand beaches of St. Pete Beach. This home is perfectly positioned across from the Gulf and has been beautifully updated from top to bottom after last year’s storms, with all work professionally done and tastefully finished.
Inside, you'll find fresh coastal paint tones, new baseboards, and porcelain plank flooring throughout. The kitchen features refinished cabinets, brand new appliances, and beautiful stone countertops—perfectly suited for your beachside retreat. The bathroom has been fully remodeled with new tile work, vanity, and fixtures. All of the furniture and décor are brand new as well. The seller is willing to include the furnishings, making this a truly turnkey property. The water heater is tankless and was updated in 2024. The HVAC system has been regularly serviced and remains in excellent condition.
Enjoy your morning coffee or evening cocktail on the waterfront patio just outside your door, where you might spot dolphins or manatees swimming by. Sun Harbor is a 20-unit boutique community that offers pet-friendly living (2 pets up to 50 lbs each), private dock access, and 30-day minimum rentals. There’s a possibility of the HOA actively working to reduce the minimum to 7 days, which would further enhance the rental appeal.
Whether you're looking for a personal beach getaway, a part-time residence, or an investment, this unit checks every box. The current owners have used it as a vacation home and seasonal rental, generating $15, 000–$20, 000 annually. In peak season, monthly rates range from $3, 500–$3, 750, and off-season rates typically fall between $2, 500–$3, 000. There is currently tenant in place through May 2nd, paying $3, 500/month.
Beach access is directly across the street, and you’re minutes from local restaurants, shopping, and vibrant nightlife. With easy access to downtown St. Pete, Tampa International Airport, and the interstate, this is one of the best locations on the beach.
Don't miss your chance to own a fully updated, income-generating beach condo in one of the most sought-after areas in Florida. Schedule your private tour today!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,364 | $3,013 |
Total Monthly Payment | $2,774 | $2,863 | $3,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.