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Under contract-accepting backup offers. ** UNDER CONTRACT - ACCEPTING BACKUPS ** Recently updated, move-in ready and priced to sell at $385k - a value like this one doesn’t come around often! NO flooding or damage from recent storms. Tucked away in Valrico’s Winchester Woods, this 4 Bed / 2 Bath / 2 Car Garage split ranch floor plan offers 1, 946 SF of comfortable living space on a 0. 21 acre lot that sits high and dry in Flood Zone X. Built in 1984, the property served as the model center during the neighborhood’s development phase. Features include block construction, wood burning fireplace, screened back lanai, and fenced yard with mature landscaping. Recent updates include TOTAL ROOF REPLACEMENT 9/22, NEW GARAGE OPENER SYSTEM, COMPLETE INTERIOR/EXTERIOR RE-PAINT, RESCREENED LANAI, NEW LVP flooring throughout entire house, NEW LED LIGHTING inside and out, REFRESHED YARD, and much much more. . . The Winchester Woods neighborhood is centrally located in the Brandon/Valrico area and features sidewalks, street lighting, all underground utilities, and NO HOA or CDD. Publix is literally right around the corner and you’re just a few minutes from interstate highways, the Brandon Blvd corridor, Brandon Town Center, Brandon Hospital, and a wealth of shopping, dining, healthcare, and entertainment venues. The Hard Rock Casino, Florida Fairgrounds and Amphitheater are close by, and Downtown Tampa and the Riverwalk is an easy 30-minutes.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $349 | $349 | $349 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,922 | $2,023 | $2,578 |
Total Monthly Payment | $2,346 | $2,447 | $3,002 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.