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NEARLY NEW 3000+-SF & 3 AC+-!!! FULL BASEMENT W/ IN-LAW SUITE! MAGNIFICENT PLACE! NO HOA! CONVENIENT and DESIRABLE LOCATION! LOVELY COUNTRYSIDE! GREAT PRICE FOR ALL! Pickens is a charming little town situated in the beautiful countryside bordering mountainous areas. It is also only 30 minutes+- from the Upstate's largest and most POPULAR city of GREENVILLE, where major shopping, alluring restaurants and a plethora of festivals, big concerts and other activities abound. In addition, Clemson is also only 30 minutes+- where there is access to the North border of magnificent Lake Hartwell, consisting of nearly 1000 miles of shoreline providing fishing, camping, boating and other water sports opportunities. LOCATION is SUPER CONVENIENT! "Live green" on this beautiful nearly 3 AC (2. 93) with gardens, chickens and more for your family! One of the area's best "custom" builders purchased this 2019 home and then changed and made additions inside and out with "high end finishes to make it the most inviting as "his own" to live and adding SF and upgrades galore! Upon entering, this stunning home via a "rocking-chair" front porch, you will immediately be awed by openness and beauty of the Kitchen/Den/Dining Room with a cathedral tongue'n groove ceiling, amazing, leathered granite countertops, high-end appliances and beautiful gas-log fireplace flanked by built-in cabinetry. In addition, this floor plan creates space for multi-generational living, having the owner's suite on main level and a walk-out daylight basement with 2 bedrooms, bathroom and large Rec Room. The unique bar area has both electrical and plumbing nearby to create a kitchenette, if desired. (Also no steps to access lower levels and all exterior doorways are 36". ) A natural gas on-demand water heater and spray foam insulation underneath home have ensured the heating and cooling costs are very low. There is also 300+- SF floored attic space, ensuring plenty of storage space. The huge 30'x24' insulated garage and workshop is every man's dream. PARK YOUR BOAT/RV! Concrete drive is spacious plus extra pads. The multi-level decking with pine wood tongue-n groove ceiling from the house to garage is phenomenal and allows for large party entertaining (hot tub not included, but negotiable). There are truly too many special QUALITY features in this home to mention here, but a few additional ones are: spacious mudroom, gorgeous hardwood floors on main level, amazing real pinewood walls in the recent additions upstairs and downstairs bedrooms, and primary bedroom on main w/ tongue 'n groove ceiling, his 'n hers closets, ensuite bathroom and space for an office/sitting room. WHAT AN AMAZING PLACE on 3 BEAUTIFUL ACRES, in such a DESIRABLE LOCATION for this FANTASTIC PRICE! (If SF is important to buyer, buyer must verify. )
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,920 | $479,920 | $479,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,994 | $3,153 | $4,018 |
Total Monthly Payment | $3,296 | $3,455 | $4,320 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.