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Step into The Birch Model at Lexington Estates, a new 12 lot subdivision where every detail has been thoughtfully curated to redefine, luxury living in Centereach. Boasting a spacious 2, 892 square feet, this home is designed for those who cherish both style and comfort. First Floor Highlights a grand entrance as you walk through the covered front porch into a two-story foyer that sets the tone for the grandeur within. The open concept living consists of a well-designed kitchen, a chef's paradise with a center island, perfect for casual dining or meal prep, adjacent to the breakfast room. The great room seamlessly flows from the kitchen, featuring a cozy fireplace as its heart, ideal for gatherings or quiet evenings. Th walk-In pantry is an organizer's dream, offering ample storage for all your culinary needs. Second Floor Sanctuary consists of a primary suite, a true retreat with a dressing room and walk-in closet. The en suite bath is complete with double sinks, a shower, and all the space you need for your morning routine. Guest Accommodations include three spacious bedrooms: Each offering comfort and privacy and a full bath. The laundry area can be found on the second level making daily chores a breeze. A full Basement completes the picture with 8-foot ceilings and an outside entrance, perfect for a home theater, gym, or additional guest space. The two car attached garage offers convenience and security for your vehicles. Built by one of Long Island's premier builders, known for excellence and attention to detail. Limited time to customize and tailor this home to your lifestyle with available customization options. Photos are renderings and final colors and finishes subject to change, **Buyer pays NYS transfer tax closing fee, water tap and survey*** Taxes are estimated only
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Our Executive Mortgage Banker:
Our Insurance Division:
$924,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $739,200 | $739,200 | $739,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.764% | 6.309% |
Monthly Tax Payment | $1,383 | $1,383 | $1,383 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,255 | $4,733 | $6,288 |
Total Monthly Payment | $5,730 | $6,208 | $7,763 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.