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Experience the perfect blend of comfort and functionality in this beautifully maintained 3-bedroom, 2-bath ranch home, nestled on over half an acre of land without the constraints of an active HOA and located in an USDA area meaning Buyer could get 100% financing (if qualified). The expansive living room seamlessly flows into a spacious kitchen, equipped with stainless steel appliances and ample counter space, ideal for both everyday living and entertaining. Adjacent to the kitchen, the large breakfast room opens through sliding glass doors to a newly rebuilt trex deck (2022) featuring durable vinyl handrails providing a serene outdoor dining and relaxation area. The home offers two generous secondary bedrooms sharing a full bathroom, recently updated with tile flooring and a modern one-piece toilet. The master suite serves as a private retreat, boasting an en-suite bathroom with updated tile flooring, modern one-piece toilet and a spacious walk-in closet. Additional enhancements include a new roof installed in 2016, an upgraded HVAC system replaced in 2023, all new windows except 2 in the garage and new sliding glass door replacement during ownership, addition of Hunter ceiling fans throughout, and a 240-volt outlet was recently added to the oversized two-car garage, accommodating various workshop or electric vehicle needs. The expansive, level yard offers endless possibilities for outdoor activities and entertaining, complete with a built-in fire pit for cozy evenings! Don't miss the opportunity to own this exceptional property that combines comfort, functionality, and freedom. Schedule your private tour today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $183,920 | $183,920 | $183,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $92 | $92 | $92 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,163 | $1,208 | $1,540 |
Total Monthly Payment | $1,330 | $1,375 | $1,707 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.