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Welcome to 170 Ravines Lane, a beautifully maintained 3-bedroom, 2-bathroom home located in the sought-after Ravines at Woodridge community. This charming residence offers an inviting open floorplan featuring a blend of wood flooring, ceramic tile, and carpet throughout. The spacious kitchen is appointed with granite countertops, a convenient bar for seating, under-cabinet lighting, and a pantry equipped with custom pull-out wood shelves. The primary suite boasts a cathedral ceiling and a thoughtfully designed en suite bathroom, complete with grab handles for added safety and a dedicated seating area for dressing. Additional highlights include a natural gas fireplace and heating, a full-home generator installed in 2021, and fresh interior paint completed the same year. Enjoy outdoor living on the screened porch featuring a beautiful stone accent wall and roll-down shades, or relax on the adjacent patio. The garage offers custom shelving for optimal storage, while the laundry room includes a utility sink with a granite vanity. Located in a walkable neighborhood known for its friendly atmosphere, this home is just a short stroll to the Westside YMCA. The HOA provides lawn maintenance, offering a low-maintenance lifestyle so you can spend more time enjoying your surroundings
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $296,000 | $296,000 | $296,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,847 | $1,945 | $2,458 |
Total Monthly Payment | $2,050 | $2,148 | $2,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.