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This charming three bedroom colonial is the perfect place to call home. It offers a comfortable and inviting living experience. The exterior features an inviting porch, complemented by mature landscaping that creates a serene atmosphere. Upon entering, you are greeted by a spacious entryway that leads to the main living areas. The home is filled with abundant natural light, creating a bright and airy ambiance throughout. The layout is designed with spaciousness in mind, providing ample room for comfortable living. The dining room is generously sized and has a wood burning fireflace that adds a touch of warmth on cold nights. The kitchen is equally spacious, featuring butcher block counter tops, stainless steal appliances and gas a range designed for a chef. The home boasts three well-proportioned bedrooms, providing comfortable accommodations. The attic is large and has tons of space for storage. Throughout the home, you'll find abundant storage solutions, ensuring a clutter-free and organized living environment. The basement was currently being used as a studio and the sound proofing kept the sound to a minimum. The outdoor living space is equally impressive, with a spacious backyard featuring raised garden beds and a paved patio area, providing ample opportunities for relaxation. No need for a farmers market when you can grow your own. The ample greenery surrounding the property enhances the serene and peaceful atmosphere.
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Our Executive Mortgage Banker:
Our Insurance Division:
$678,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $542,400 | $542,400 | $542,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,428 | $3,605 | $4,541 |
Total Monthly Payment | $4,203 | $4,380 | $5,316 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.