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Welcome to the lovely, historic Hudson Valley!! This Colonial has beautiful style and design. . . situated on 1. 8 acres featuring four generously sized bedrooms, formal living room and dining room, great room with fireplace, granite counters and newer black stainless steel appliances including washer and dryer (2021). . . gleaming hardwood floors throughout. . . expansive deck overlooks large stamped concrete patio offering seasonal private oasis and gardens with blueberry bushes, apple and cherry trees, colorful Rose of Sharon and Japanese maple trees . . . full basement with spacious 2 car garage having 13 foot ceilings and double openers . . . very expansive driveway. . . all on a very long dead end road. . . perfect for walking, running or riding bikes. . . LOW taxes. . . has transfer switch for generator hook up. . . survey available. . . close to Town of Wallkill for superior shopping and dining, parks, wineries, antique shops and boutiques and an easy commute to I87 and I84. . . highly desirable Valley Central Schools with Montgomery Elementary!! This home is immaculate. . . . make your appointment today!!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$634,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $507,999 | $507,999 | $507,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $781 | $781 | $781 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,211 | $3,337 | $4,253 |
Total Monthly Payment | $4,084 | $4,210 | $5,126 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.