4140 31st AVE NE, Naples, FL, 34120 | $525,000

This stunning 2022-built 3-bedroom, 2-bathroom residence offers over 1, 600sf of thoughtfully designed living space, blending luxury, comfort, and functionality. Step inside to discover an open floor plan with soaring high ceilings, creating a spacious and airy feel throughout. The modern kitchen features sleek quartz countertops, custom cabinetry, and stainless steel appliances — perfect for entertaining or family gatherings. Durable and stylish porcelain tile flooring flows seamlessly throughout the home. The primary suite is on the opposite side of the house of the two guest rooms and features dual sinks and two walk in closets. Built for peace of mind and energy efficiency, this home includes hurricane impact windows and doors. The spacious 2-car garage features a pristine epoxy-coated floor, offering both function and flair. Best of all, this home is located in a rapidly growing area with unbeatable access — enjoy the best of both coasts with convenient routes to Broward/Miami, and quick connections to Naples via Randall Blvd or Oil Well Rd. A ton of new commercial development is under construction all within 5-10 mins, making this location convenient, yet far enough away to enjoy the privacy and freedom Golden Gate Estates offers.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: GOLDEN GATE ESTATES
  • Year Built: 2022
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,626
  • Acreage: 1.14
  • Est. Taxes: $4,746
  • Lot Desc: Horses Ok,Regular
  • View: Wooded Area
  • Community Type: No Subdivision
  • Pet Policy: No Approval Needed
  • MLS#: 225038638
  • Website: https://www.raveis.com
    /prop/225038638/414031stavene_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of Premiere Plus Realty Co.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4140 31st AVE NE, Naples, FL, 34120

$525,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $420,000 $420,000 $420,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $396 $396 $396
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,655 $2,759 $3,516
Total Monthly Payment $3,143 $3,247 $4,004

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.