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314 Ashley Avenue, #A & B, Charleston, SC, 29403 | $1,350,000
This historic duplex presents a rare opportunity to own an income producing investment property in one of Downtown Charlestons most desirable neighborhoods. Just a few blocks away from Hampton Park, several of Charleston's most popular restaurants, and easy access to the Lower Peninsula, 314 Ashley Avenue is as central of a location as you can find Downtown. Two units, each with 2bd/2bth, have been meticulously maintained by its owners and tenants. A new roof was installed in 2020, brand new HVAC was installed in 2019 and has been serviced regularly, both units have large porches, and share 3 off-street parking spots. Plumbing, Electric, Roof, and AC have been inspected and signed off by licensed contractors. Documentation is available upon request. Current owners lease one unit long-term, and one fully-furnished unit as an executive/monthly rental. Home has been meticulously managed by Duvet Homes. STR Permit can be obtained through the city if you choose to make one unit your primary residence. Rent out both units, or turn residence into a single family home.
Features
- Bedrooms: 4
- Units: 2
- Development: 52 - Peninsula Charleston Outside of Crosstown
- Year Built: 1930
- Cooling: Central Air
- Approx Sq. Feet: 2,653
- Acreage: 0.2
- Elem. School: Mitchell
- Middle School: Simmons Pinckney
- High School: Burke
- MLS#: 25010667
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/25010667/314ashleyavenue_charleston_sc?source=qrflyer
Listing courtesy of RE/MAX Southern Shores
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Yokadi MejiaInsurance Sales Director, William Raveis Insurance
561.335.7966
Yokadi.Mejia@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
314 Ashley Avenue, #A & B, Charleston, SC, 29403
$1,350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,080,000 | $1,080,000 | $1,080,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,650 | $6,915 | $9,408 |
| Total Monthly Payment | $6,775 | $7,040 | $9,533 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484