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Absolutely stunning and impressively spacious custom built Colonial from desirable North Smithfield. Upon entering the home and the large foyer you'll find gleaming hardwoods that lead to a front office and den or reading area. You'll then find a large and bright kitchen are with it's granite countered counters and large middle island as well as high end stainless steel appliances. From there you can make your way to the bright and huge family room with it's brand new flooring, large gas fireplace, custom home theater cabinetry and the sliders to the beautiful sun splashed custom built stone patios and deck. As you head up the oak staircase to the huge second floor you'll find a truly impressive and newly carpeted master suite with it's adjoining bathroom and jacuzzi tub and stand up shower as well as three additional bedrooms. The partially finished basement adds even more space to expand with it's the ability to be converted to a true in-law as well. Some of the other great features include a highly efficient oil burner and Hydro-Air system, central air conditioning, 200 amp service, a massive 3 car garage and a truly spectacular wraparound farmer's porch ready for entertaining and decorating. To top it all off is the amazing and private 2. 3 acres and land and trees perfect for the nature lover. Don't wait on this one. Schedule your showing today.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $663,920 | $663,920 | $663,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.614% | 6.739% | 6.183% |
Monthly Tax Payment | $589 | $589 | $589 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,770 | $4,251 | $5,603 |
Total Monthly Payment | $4,451 | $4,932 | $6,284 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.