11443 CAY SPRUCE WAY, San Antonio, FL, 33576 | $319,900

Welcome to your Staycation! This spacious 3 bedroom 2. 5 bathroom Townhome is conveniently located in the Lagoon Community of Mirada, nestled within the up and coming city of San Antonio, FL. This home features an open floor plan with luxury finishes including a decorative glass entry door, Quartz countertops throughout, and water and scratch-resistant vinyl flooring flowing through the first level and all wet areas. Upon entering, you are met with a generous, bright and airy space that combines the kitchen, living, and dining areas. The oversized island adds not only style, but sought-after functionality in this well-appointed space. The living area provides plenty of room for friends and family to gather to watch your favorite tv shows or stream the latest movies, all while taking advantage of your INCLUDED cable and internet. With no rear neighbors, the screened lanai overlooks woodlands, providing both privacy and tranquility. On the 2nd level you will find the Owner's Suite equipped with a walk-in closet and conservation views, as well as the other secondary bedrooms and laundry room. Just a short walk or golf cart ride away is the 15-acre Lagoon where your household will enjoy UNLIMITED ACCESS (Residents receive 25 Guest Passes per year, per household. Residents may also visit Epperson Lagoon for $5/pp). Come enjoy all that this great location has to offer! With direct access to Curley Rd. , SR 52 and I75, you'll be within minutes of: The brand new Kirkland Ranch Academy of Innovation School, The Tampa Premium Outlets, Advent Hospital Wesley Chapel, the Brand New Baycare Wesley Chapel Hospital, Publix, Starbucks, a hosts of other restaurants, and much much more! "Buyer to verify all room measurements, school information, and community related fees*

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Year Built: 2022
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,856
  • Acreage: 0.07
  • Est. Taxes: $5,303
  • HOA Fee: $171 Monthly
  • View: Trees/Woods
  • Elem. School: San Antonio-PO
  • Middle School: Pasco Middle-PO
  • High School: Pasco High-PO
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8376074
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8376074/11443cayspruceway_sanantonio_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 1:28:40 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

11443 CAY SPRUCE WAY, San Antonio, FL, 33576

$319,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $255,920 $255,920 $255,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $442 $442 $442
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,618 $1,681 $2,142
Total Monthly Payment $2,135 $2,198 $2,659

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.