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Presented by![]() Wendy Reservitz |
EMERALD POINTE! 3 BEDROOM + LOFT, 2. 5 BATH & 2-CAR GARAGE TOWNHOME IN THIS POPULAR GATED WATERFRONT & BOATING COMMUNITY! This charming townhome offers neutral décor and living/dining area with two sliders to screened porch overlooking marina views. The spacious kitchen features wood cabinetry, tile backsplash, ample counter space, and breakfast bar. The primary bedroom offers high ceilings and private access to full updated bath. Two great-size guest bedrooms plus a loft that share an updated guest bath. Entertain outdoors from the screened lanai with water views. Perfect place to enjoy watching the manatees and dolphins. Additional features include laundry closet, dishwasher 2024, stove 2024, washer & dryer 2024 and roof 2023. Emerald Pointe amenities include 24-hour security, marina, 3 community pools, 5 tennis courts, pickleball courts, bocce ball, putting green, clubhouse with restaurant, fitness center, social activities, plus RV and boat storage and much more! Community offers quick sailboat access to Charlotte Harbor leading to the Gulf of Mexico. Dock assignment close to unit is based on availability and amount of dock space needed. Owner must register with the Association. Highly sought after community minutes from downtown historic Punta Gorda with fine dining, shopping, world-class fishing and boating, beautiful parks, arts, community events and entertainment. This townhome will not last long! Call for your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$335,000
Luxury Properties Specialist
William Raveis Real Estate
Phone: 617.680.2063
Wendy.Reservitz@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 617.281.4872
Kate.Rockett@raveis.com
NMLS Mortgage Loan Originator ID 1500191
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.112% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,672 | $1,761 | $2,243 |
Total Monthly Payment | $2,154 | $2,243 | $2,725 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.