Welcome to 32 Elm Street – a stunning blend of historic charm and modern convenience! This beautifully renovated 1880s home, reimagined in 2025, offers 3 spacious bedrooms, 2. 5 bathrooms, and 1, 900 sq ft of stylish living space. Nestled on a . 27-acre lot with easy access from both Elm and Walnut Streets, this home is perfectly located just a 4-minute walk to the Metro North train station and a 5-minute walk to the heart of the village, with its vibrant restaurants, shops, and amenities. The extensive renovations include brand-new plumbing, electrical wiring, a 200-amp electric panel, mechanicals, and gutters, ensuring the home is both energy-efficient and worry-free. Inside, you'll find new laminate floors throughout, complementing the thoughtfully chosen design elements. The remodeled kitchen boasts brand-new appliances and plenty of space for cooking and entertaining, while the fully renovated bathrooms offer modern fixtures and finishes. The home is also equipped with spray foam insulation in the basement and parts of the house, as well as energy-efficient mini-split units providing both heating and cooling for year-round comfort. Designed with today's style choices in mind, the interior features light-filled rooms that create an open and airy atmosphere. The home is perfect for entertaining, with flexible living, dining, and a bonus space to suit a variety of needs. The interior features serenely painted walls, soft trim, and elegant color accents throughout. The result is a timeless, yet contemporary living space that maintains its original charm while offering the best of modern living. The home features an unfinished basement and a walk-up attic, providing ample storage or future expansion potential. The 1-car garage can easily be converted into an accessory dwelling unit (ADU) or studio with the proper variance, offering added flexibility to suit your needs. This home provides a perfect balance of comfort, convenience, and style, with a versatile, flat yard that can be customized and provide endless possibilities for outdoor enjoyment in addition to an expansive back deck and rocking chair front porch. Whether you are commuting into the city or seeking the charm of a quintessential small-town lifestyle, this home has it all. Don't miss the opportunity to make this gem your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $514 | $514 | $514 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,119 | $3,285 | $4,186 |
Total Monthly Payment | $3,725 | $3,891 | $4,792 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.