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196 South Road, Swanzey, NH, 03446 | $575,000
Step into timeless charm with this beautifully updated colonial farmhouse, where classic character meets modern comfort. Currently a successful smoke- and pet-free short-term rental, it’s equally ideal as a full-time residence, weekend escape, or income-generating retreat. Inside, enjoy soaring ceilings, exposed beams, pine floors, and thoughtful finishes throughout. The kitchen features butcher block counters, stainless steel appliances, a matching range hood, and a cozy breakfast nook. Original pocket doors separate the living and dining rooms, offering flexible entertaining space. The main floor includes a large bedroom, a bright study or family room, full bath with laundry, eat-in kitchen, dining room, living room, and mudroom. Upstairs offers four bedrooms, a full bath, and walk-in closet/office. The third floor has full-height ceilings and stunning views—ideal for a studio, game room, or additional bedrooms. Mini-split A/C and multiple heating options provide year-round comfort. Outside, take in peaceful views of a horse pasture and stream, explore caves, enjoy a private deck, relax near the handcrafted stone wall, or take a slide down the sledding hill. This is more than a home—it’s a place that invites connection, creativity, and calm. Rarely does a property offer this much charm, space, and versatility.
Features
- Rooms: 12
- Bedrooms: 5
- Baths: 1 full / 1 three-quarter
- Style: Colonial
- Year Built: 1853
- Garage: 1-car Garage
- Heating: Oil,Alternative Heat Stove,Baseboard,Forced Air,Mini Split
- Cooling: Mini Split
- Basement: Bulkhead,Dirt Floor,Stairs - Interior
- Approx Sq. Feet: 2,815
- Acreage: 1.5
- Est. Taxes: $8,455
- Lot Desc: Country Setting,Level,Sloping,Water View
- School District: Monadnock Sch Dst SAU #93
- MLS#: 5036887
- Website: https://www.raveis.com
/prop/5036887/196southroad_swanzey_nh?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/13/2025Listing courtesy of Keller Williams Realty Metro-Keene Phone: 603-352-0514
Listing Agent: Jessie Carpenter
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance
978-337-3053
Paul.Berrios@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
196 South Road, Swanzey, NH, 03446
$575,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $460,000 | $460,000 | $460,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
| Monthly Tax Payment | $705 | $705 | $705 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,908 | $3,057 | $3,851 |
| Total Monthly Payment | $3,705 | $3,854 | $4,648 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NH Mortgage Banker #11083-MB