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LOCATION- LOCATION - This beautiful home is available with TOTAL FINANCING. It's a no-down-payment financing option that doesn't have max income restriction and doesn't require the homebuyer to have a specific occupation. So - Can be a Great own home or vacation-rental property close to everything and 7 minutes to the beaches. Wonderful opportunity to live the Florida dream in this trendy South Pasadena neighborhood just minutes to St. Petersburg beaches. Welcome home to this renovated, new A/C split system that makes you chose a every room different temperature that is a cost-effective way to stay comfortable in summer New Plumbing, New Electrical well maintained, and spacious house. The home features beautifully updated crown molding throughout as well as baseboards. The kitchen has modern design cabinets and beautiful granite countertops that add convenient counter space that is sure to be appreciated by the home chef or baker. The dining open area is the perfect place for a morning cup of coffee with an open view of your natural backyard. Both bedrooms are generously sized and have great natural light. The backyard is a dream for anyone who is looking for an outdoor workshop or storage. There is also a separate shed that is perfect for storing any tools or equipment to keep your home clutter-free! You will appreciate the privacy of your large backyard. LOCATION IS EVERYTHING HERE! You are just minutes away from some of the highest-rated beaches in Florida and in walking distance of the famous "Ted Peter's" restaurant that is famous for its smoked mullet and the world's best cheeseburger. This home has HUGE potential for income (AIRBnB) as well as room to grow! Located in a great neighborhood. Close to shopping, entertainment, and only a short drive to the beaches. Come take a look… and don't wait too long it will be gone before you know it.
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Our Executive Mortgage Banker:
Our Insurance Division:
$450,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,275 | $2,393 | $3,014 |
Total Monthly Payment | $2,675 | $2,793 | $3,414 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.