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PRICE REDUCTION!! Welcome to your nature surrounded hideaway! Selling as one parcel, but you could divide and have two lots. Experience living in the Sage Oaks neighborhood of Crystal Beach- a quiet, quaint, highly sought after coastal neighborhood. THIS HOME HAS NEVER FLOODED especially during Hurricanes Helene and Milton and NO FLOOD INSURANCE REQUIRED! Truly unique, this custom built 3BR/2BA/2 car garage home with additional lot is wrapped with spacious verandas, screened swimming pool, beautiful koi pond and is nestled among huge oak trees, palms and natural landscape for your privacy. Imagine having a playground area or basketball court on your own property! Or perhaps a putting green! The possibilities are endless! This home has high ceilings and custom archways. The large windows throughout allow you to view natures best. The large, vaulted great room opens onto a huge, covered screened sun room with sliding vinyl windows to keep dust and rain out. The primary suite has 2 walk in closets and also opens to the sun porch. The kitchen opens onto the great room and features a gas stove, and "coffee bar". Lots of cabinets including a pantry. Reverse osmosis system, new water softener, gas hot water heater. An arched walkway outside leads you to a secluded pool and koi pond. Natural gas in ground that runs to a large gas grill and outdoor patio. Come "sit a spell" on the beautiful, spacious veranda. Home is custom wired for sound with outdoor speakers on all porches. 50 year galvanized metal roof, vinyl siding and the raised verandas provide shade and cool breezes and privacy. The Hebel block construction is fire resistant, anti corrosion and has reinforced steel for added strength. Oversized garage and workshop area. Take a short walk or hop on your golf cart to the Gulf and beach area, Live Oak Park, and enjoy gorgeous sunsets. Water access for kayaking and paddleboarding. Access the Pinellas Trail which is only a block away. Tucked away, but close to shopping, restaurants, hospitals. A short drive to 2 international airports, world famous Clearwater Beach, the towns of Dunedin and Tarpon Springs, Innisbrook Resort and golf course, recreational sports complex. Downtown Palm Harbor with it's charm is close by. Highly rated schools. Fall in love with this home and area!
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Our Executive Mortgage Banker:
Our Insurance Division:
$894,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $715,920 | $715,920 | $715,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.861% | 6.751% | 6.666% |
Monthly Tax Payment | $453 | $453 | $453 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,350 | $4,584 | $6,236 |
Total Monthly Payment | $4,895 | $5,129 | $6,781 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.