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**VA ASSUMABLE 2. 25%** WOW - have we got the home for YOU! Situated on about 1 acre, 4068 Scenic Drive is it's own slice of navigable Black Creek paradise. With 135 waterfront feet, electric boat lift, covered boat/RV pad, plumbed dock with space for extra toys, an exterior commercial elevator and the ultimate man-cave workshop. . . what else could you want? But wait, there's more! The 2 story main house is fully renovated and features 2 bedrooms each with a full en suite bath. Updated LVP and tile spread throughout the home for easy cleaning. The floor plan also includes 2 bonus areas - currently used as an office nook and a flex space. The kitchen sparkles with white cabinets, shiplap panels and stainless steel appliances. Enjoy creek views from your eat in breakfast space, or step out the double doors to enjoy the fresh air and water views from your fully screened second level deck. Off of the deck is a spacious laundry room equipped with 1/2 bath perfect for guests. The deck also provides access to a commercial elevator that holds up to 1000 lbs - ideal for moving large appliances up to the main living level. Downstairs you'll find a covered back patio (the full length of the home!) perfect for entertaining & the best backyard BBQs! 2 garage bays PLUS over 800ft2 of storage space are found just below the main level. This non HOA property is move in ready - bring your toys, RV, boats (current boat is negotiable for sale!) and all your "she-shed" dreams - you have no shortage of space on your cleared homestead. Don't miss your chance - schedule your showing today! *Workshop and RV/boat Pad each equipped with 220V outlets. Includes Aerator for well.
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Our Executive Mortgage Banker:
Our Insurance Division:
$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $372,000 | $372,000 | $372,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,351 | $2,444 | $3,114 |
Total Monthly Payment | $2,426 | $2,519 | $3,189 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.