4939 Iron Horse WAY, Ave Maria, FL, 34142 | $524,900

This home is only four years young, gently lived in, and offers all the high-end finishes and upgrades you need to move right in. Unlike new construction, this home includes blinds, custom window coverings in every room, ceiling fans throughout, and alarm system. Situated on a premium waterfront lot with screened in front porch, this desirable Maple Ridge home truly has it all, including being just a short walk to Ave Maria's town center. The highly sought-after Bristol Model features 3 bedrooms and three full bathrooms plus a den which can easily be used as a home gym, office or extra guest room. The open-concept layout features dramatic 12-foot ceilings, crown molding, tray ceilings in the primary bedroom, vinyl wood look plank flooring, quartzite countertops in the kitchen, and granite countertops in the bathrooms. The chef's kitchen offers plenty of cabinet space, modern appliances, and a spacious island perfect for entertaining. The primary suite sits at the back of the home and enjoys serene lake views and added privacy. It features two oversized custom walk-in closets with upgraded mirrors doors, dual vanities, a large soaking tub, and a huge glass enclosed shower. This split bedroom design offers privacy and functionality. The exterior is equally impressive, with a stacked stone façade, extended paved driveway and back lanai along with beautiful landscaping. The backyard includes an oversized lanai and fenced yard with plenty of room to add a pool. The two-car garage features epoxy floors, hanging rack storage, and an electric vehicle charging port. Maple Ridge is an amenity-rich community offering a 10, 000+ square foot clubhouse complete with a resort-style pool, fitness center, sauna, card room, billiards, pickleball courts, exercise classes and dog park. The home is located just over half a mile from the Ave Maria Town Center with a separate waterpark (membership required) including pool, water slides, and sand volleyball. Ave Maria also offers boutique shops, restaurants, bars, a farmer's market, and community events. Enjoy nearby playgrounds, walking and biking trails, and endless recreational options. This home offers the perfect blend of luxury, comfort, and lifestyle in one of Southwest Florida’s most desirable communities. Don’t miss your opportunity to own this move in ready waterfront gem.

Features

  • Amenities: Clubhouse,Community Park,Community Pool,Dog Park,Pickleball,Sidewalk
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Florida
  • Development: MAPLE RIDGE
  • Year Built: 2021
  • Garage: 2-car Attached
  • Heating: Central Electric
  • Cooling: Central Electric
  • Approx Sq. Feet: 2,341
  • Acreage: 0.24
  • Est. Taxes: $5,005
  • HOA Fee: $402 Quarterly
  • Master HOA Fee: $198
  • Lot Desc: Regular
  • View: Lake
  • Community Type: Non-Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 225038143
  • Website: https://www.raveis.com
    /prop/225038143/4939ironhorseway_avemaria_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of ND Realty

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4939 Iron Horse WAY, Ave Maria, FL, 34142

$524,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $419,920 $419,920 $419,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.037% 6.046%
Monthly Tax Payment $417 $417 $417
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,620 $2,759 $3,487
Total Monthly Payment $3,129 $3,268 $3,996

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.