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Do you want to be in a chain of Lake Access community without the Chain of Lake community prices?, Then welcome to this well-appointed, affordable home called the Eastham built by DR Horton, located in Winter Haven's most desired chain of lakes community, Lake Smart Estates, that offers a Lake side cabana and dock and fishing pier on Lake Smart plus a community pool (being renovated) and playground, so be prepared for some freshwater fun!. The home features eat in space in the kitchen and a split floor plan with a welcoming great room combo where everyone can gather and be involved, the living area opens up to the Outdoor screened patio, perfect to enjoy the Florida weather. This home has been well maintained with a new roof and a new AC system installed just 2 years ago. Come make it your own before it's gone. Winter Haven is located just south of Davenport, FL, between Tampa and Orlando; only 15 to 20 minutes to Legoland, 10 minutes to shopping, hospitals, restaurants, Disney and more, just 14 miles to i-4 for easy access to Orlando. NO CDD.
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Our Executive Mortgage Banker:
Our Insurance Division:
$268,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $214,400 | $214,400 | $214,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,355 | $1,408 | $1,795 |
Total Monthly Payment | $1,782 | $1,835 | $2,222 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.