3039 SEAN WAY, Palm Harbor, FL, 34684 | $450,000

Tucked away in the charming community of Crossings at Lake Tarpon, this 3-bedroom, 2-bath home offers more than just square footage—it delivers lifestyle. With 1, 510 square feet of airy living space, cathedral ceilings, and thoughtful updates throughout, this home makes everyday living feel a little more like a getaway. Step inside and feel the openness. Vinyl flooring stretches across the entire home, creating a seamless flow from room to room. The living room is expansive, anchored by double sliding glass doors that invite natural light and lead you to a screened-in porch that’s ready for game nights, quiet mornings, or even an outdoor kitchen—yes, the built-in cabinetry is already in place. The kitchen is clean, crisp, and functional, with solid wood white shaker cabinets, granite countertops, stainless steel appliances, and a pantry that actually fits more than cereal boxes. Pull up a stool at the breakfast bar for quick bites or enjoy sit-down meals in the dedicated dining space. The primary suite is a retreat in its own right—featuring an updated en-suite bath with a granite double vanity and a walk-in closet outfitted with custom shelving. Two additional bedrooms offer flexibility for guests, a home office, or a creative space. Out back, the fully fenced yard with white vinyl fencing keeps pets safe and weekend plans private. And with a newer A/C (2022), indoor laundry room (washer and dryer included), and 2-car garage, you’ll find practicality woven into every corner. All of this in a location that puts you just minutes from Lake Tarpon, top-rated schools, restaurants, shopping, and Florida’s famous Gulf Coast beaches. This isn’t just a home—it’s where your next chapter begins. Curious? Come see it in person.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 66 x 100
  • Laundry: Inside, Laundry Room
  • Year Built: 1991
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,510
  • Acreage: 0.15
  • Lot Size: 66 x 100
  • Est. Taxes: $171
  • HOA Fee: $362 Annually
  • Elem. School: Highland Lakes Elementary-PN
  • Middle School: Carwise Middle-PN
  • High School: Palm Harbor Univ High-PN
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
  • MLS#: TB8376229
  • Days on Market: 15 days
  • Website: https://www.raveis.com
    /prop/TB8376229/3039seanway_palmharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/12/2025 1:30:39 AM)
Listing courtesy of LPT REALTY LLC   Phone: 813-359-8990

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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3039 SEAN WAY, Palm Harbor, FL, 34684

$450,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $360,000 $360,000 $360,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $14 $14 $14
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,275 $2,365 $3,014
Total Monthly Payment $2,364 $2,454 $3,103

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.