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Step into this updated, tastefully furnished villa in the sought-after 55+ community of Heritage Village West in Bradenton! 5 Miles to the beaches, close to shopping, dining and other local attractions. This 2-bedroom, 2-bath home features a newer kitchen with modern cabinetry, granite countertops, subway tile backsplash and stainless steel appliances. Off the kitchen there is a separate laundry room with a built in coffee bar/desk area that provides additional storage. Both bathrooms have been tastefully renovated and you'll love the fresh new flooring and interior paint throughout. This property has been maintained meticulously by the same owners for many years. You will find fresh landscaping, AC 2019, Hot water heater replaced in 2021, the roof was recently replaced and is maintained by the HOA. There is a screen enclosed front porch area with tile flooring, seating area, nice bamboo shades for privacy and you will have a pretty view of the greenery. There is also a rear porch off of the primary bedroom with a large storage closet. Some extras in this home are: the primary bedroom has a new Temper Pedic adjustable bed that can elevate your feet or your head and has separate controls for each side, paver patio on the front of the house with a table and chairs, paver patio off of the rear porch and updated landscaping that gives the home an aesthetic appeal. There are 2 assigned parking spots with a sidewalk leading to the front door. Enjoy the Florida lifestyle with maintenance-free living and community amenities including a pool and clubhouse. This is a friendly, social community that gives you the option to socialize with neighbors or meet new friends. The hoa is well managed locally and is stable with little to no assessments during the insurance crisis. Small increase of $35 for the 2025 year. To keep the fees under control the homeowners have a team of volunteers called the rangers and they do small jobs like cleaning gutters, community repairs and hurricane clean up so we do not have to assess the home owners. This home did not have any flooding or damage from the 2024 storms. Call your agent to come see this one today!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $204,000 | $204,000 | $204,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $253 | $253 | $253 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,273 | $1,340 | $1,694 |
Total Monthly Payment | $1,600 | $1,667 | $2,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.