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Welcome to this huge hidden gem tucked away in the middle of town on a half acre! With three separate living spaces, this unique and very expansive home is full of possibilities! Ideal for multi-generational family living, or buy as an investment to create multiple income streams. Or live in one section and rent out the other two. The main part of this home has two massive bedrooms upstairs, the first being the owner's suite which has an attached nursery/office, a large enclosed sunroom, the perfect quiet spot to enjoy your morning coffee, and a private full bath. The second upstairs bedroom has multiple closets and two attached decks that have views of the back and side yards. Downstairs has ceramic tile and new LVP flooring, a huge kitchen with a walk-in pantry and built-in breakfast nook seating, a separate living room, two additional bedrooms, a full bathroom, three huge storage closets and a laundry room. Right off the kitchen you will find a private outdoor courtyard space with a brick seating area and a pergola. The second section of this home is 1, 000 square feet on the ground level and has 3 bedrooms and a full bath, a kitchen, and a new water heater. The primary bedroom in this section has a fireplace. The third section of this home is also on the ground level and contains a studio apartment with its own private entrance. This studio has a full bath, a kitchen, and a washer/dryer hookup. The plumbing on this home has been re-done all the way to the road. This home has a newer roof (2021), newer AC units, and a total of three water heaters. Other new items include new wood floors and LED recessed lighting in the sunroom, new sinks and vanities, a new dishwasher, new slider doors upstairs and new windows. There is a well on this property that has a brand new tank and pump, but the home is also on city water and sewer. There is a small storage shed in the backyard that stays with the home as well as the playground equipment. Don't let this one-of-a-kind opportunity pass you by!
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $75 | $75 | $75 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $4,199 | $5,351 |
Total Monthly Payment | $4,155 | $4,366 | $5,518 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.