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Charming Charleston-Style Home in Highly Desirable White GablesWelcome to this beautiful 3-bedroom, 2. 5-bath Charleston-style home located in the sought-after White Gables neighborhood. With 1, 342 square feet of thoughtfully designed living space, this home offers a perfect blend of charm, comfort, and convenience. Enjoy serene views of the neighborhood pond right across the street from your inviting front porch--a perfect spot to sip your morning coffee or unwind in the evening. Inside, the main floor features stunning white oak engineered hardwood floors, while low-maintenance LVP flooring continues upstairs. The open layout offers a welcoming flow throughout the living and dining areas. The home includes a spacious 2-car detached garage and a fully fenced backyard complete with raised garden bedsideal for gardening enthusiasts or those looking to enjoy a peaceful outdoor retreat. Located just minutes from downtown Summerville and zoned for the highly acclaimed Dorchester School District #2, this home provides both lifestyle and top-tier education. White Gables boasts a wide range of amenities, including a community pool, clubhouse, tennis courts, exercise area, park, and walk/jog trailseverything you need to live your best Lowcountry life. Don't miss the opportunity to call this charming home your own!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $260,000 | $260,000 | $260,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,708 | $2,177 |
Total Monthly Payment | $1,718 | $1,783 | $2,252 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.