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Character, charm and LOCATION define this sunny and bright cape colonial on a dead end street in the desirable Springdale area. This tastefully updated home has all the conveniences of today - central air, modern kitchen, newer bathrooms - with the enchanting features of a past era - hardwood floors (second floor original), cozy fireplace, original moldings. Newly remodeled eat-in kitchen with beautiful quartz counters and island with breakfast counter. Newly added half bath with laundry and mudroom on first floor. Newer windows, newer appliances, updated electric. Hardwood floors throughout. Cozy and bright sunroom with skylight and built in desk. Convenient to restaurants, shops, Merritt, I-95, and the Springdale Metro North station. Tiered, private back yard with picket fence, stone fire pit and stone walls. Please submit highest and best offer by Monday 4/28 5pm! Renovations/Upgrades since 2022: New roof, fresh paint job, new gutters and downspouts with screen gutter guards. Renovations/Upgrades since 2018: All new window casings/frames, tree removal/trimmings, landscaping, new fence, sealed driveway, sealed basement, new basement door, new front door and framing, generator installation, updated electrical, installed ceiling fans, and new appliances: o Oven/range o Microwave o Refrigerator o Dishwasher
Type | Level |
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Bedroom 1 | Upper |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $694 | $694 | $694 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,270 | $4,119 |
Total Monthly Payment | $3,896 | $4,056 | $4,905 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.