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PARADISE FOUND in the highly sought after boating community of Harbour Heights! This two bedroom beauty shows large with a full one car garage, PRIVACY FENCE, and a custom tropical fish pond enveloped by the soothing sounds of water flowing over waterfalls through its stream. Two open air patios, NEW 3 year young roof, LUSH LANDSCAPING, assorted fruit trees, stone front accents, and rich, authentic paver laden driveway is oversized including extra parking for your RV/BOAT or toys! Instantly welcoming, the spacious living room is adorned with a coffered ceiling, abundant natural light, sleek alcove plus a convenient pass thru to the kitchen, and 20' tile at an angle throughout the main living areas, just perfect for all your entertaining needs. The updated kitchen is renovated wonderfully with a breakfast bar, granite countertops, new stainless steel stove, trendy designer hardware, rich wood cabinetry and decorator shelving, a separate built in utility center complete with slide out cutting board prep area, PLUS an adjacent dinette booth, uniquely comfortable and most uniquely fashionable, everyone will fall in love with. Large family room/office area could double as a third bedroom with tinted sliders to the private backyard sanctuary. The primary bedroom and secondary bedroom are nicely appointed with private backyard views, big closets and upgraded lighting/fans and share a lovely middle bath. Inside laundry room, SEPTIC inspected Aug 2024, hurricane shutters, motion lights, and extra storage in the finished garage add extra peace of mind and value. GARDENERS, there is much more in the PRIVATE BACK & SIDE YARDS, a shed with electric only inches away so room for all your tools/fishing gear, raised planter beds, starfruit, pineapples, Barbados cherry, avocado, Moringa and Valencia oranges are thriving for your pleasures already! Plenty of ROOM FOR A POOL, this yard is vastly inviting with a cozy fire pit and all the exotics you can fully experience the Florida lifestyle year round or even seasonally. WONDERFUL LOCATION, close to specialty dining, boutique shopping, Punta Gorda airport, 1 Mile from highly rates Deep Creek Elementary, Sunseeker resort, historic walking downtown of Punta Gorda and hospitals, and NO HOA necessary. The park is maintained by Charlotte County and fully accessible to residents and includes a PUBLIC BOAT RAMP, bbq areas, playground, day docks, pavilion, basketball and shuffleboard courts, as well as lighted tennis and pickleball courts, horseshoe pits, and a butterfly garden. The boat ramp offers access to the Peace River, Blueway Trails, Charlotte Harbor, and the Gulf of America! Location, amenities, serenity and a wonderful tropical delight home holds the keys to your Florida dream come true. . . DONT DELAY, BE SURE TO ADD THIS TO YOUR LIST OF HOMES TO SEE TODAY!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,112 | $1,156 | $1,473 |
Total Monthly Payment | $1,396 | $1,440 | $1,757 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.