815 Bentwater CIR, Naples, FL, 34108 | $1,050,000

Welcome to Paradise in Breakwater at Pelican Bay!
Nestled in the heart of Naples’ most prestigious beachfront community, this beautifully maintained end-unit 3-bedroom, 3-bath condominium offers the perfect blend of coastal elegance, thoughtful upgrades, and everyday comfort. Located on the second floor with convenient elevator access and a spacious 2-car garage, this light-filled residence lives like a single-family home with all the convenience of condo living.
Enjoy high ceilings, abundant natural light, and an open-concept layout, all centered around a large, screened lanai with peaceful lake views—ideal for morning coffee or sunset relaxation. The kitchen features quartz countertops, updated appliances, and plenty of cabinetry. The primary suite is a true retreat with a walk-in closet and spa-style en-suite bath with dual vanities, soaking tub, and walk-in shower.
Recent updates include the HVAC system, water heater, washer & dryer, toilets, and complete repiping of the unit—adding peace of mind and long-term value.
Breakwater is a pet-friendly, gated community within Pelican Bay offering resort-style amenities, including a newly renovated clubhouse, fitness center, pool & spa, and a full calendar of social events. Residents also enjoy exclusive access to Pelican Bay’s private beach clubs with beachfront dining, lifestyle events and classes, tennis, canoes and kayaks, miles of nature trails, and a state-of-the-art wellness center.
All just minutes from Waterside Shops, Artis–Naples, Mercato, and everything Naples has to offer.
Offered furnished — schedule your private showing today and embrace the Pelican Bay lifestyle.

Features

  • Building Design: Low Rise (1-3)
  • Parking: 2 Assigned
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Humidistat
  • Levels: 1
  • Amenities: Beach Access,Bike And Jog Path,Bike Storage,Clubhouse,Community Pool,Community Room,Community Spa/Hot tub,Exercise Room,Extra Storage,Private Beach Pavilion,Private Membership,Sidewalk,Streetlight,Tennis Court,Underground Utility
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Complex: BREAKWATER
  • Development: PELICAN BAY
  • Year Built: 1997
  • Approx Sq. Feet: 1,831
  • Est. Taxes: $9,440
  • Condo Fee: $4,008 Quarterly
  • Master HOA Fee: $669
  • Lot Desc: Zero Lot Line
  • View: Lake,Landscaped Area,Water,Water Feature
  • Community Type: Gated
  • Water Front: Yes
  • Pet Policy: With Approval
  • MLS#: 225037462
  • Website: https://www.raveis.com
    /prop/225037462/815bentwatercir_naples_fl?source=qrflyer
Copyright © 2025  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

815 Bentwater CIR, Naples, FL, 34108

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.726%
Monthly Tax Payment $787 $787 $787
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,172 $5,379 $7,317
Total Monthly Payment $6,084 $6,291 $8,229

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.