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Ponderosa Park is the most amazing over 55 community you will ever find!! It is one that draws locals in for so many reasons, one being you own the land your home is on and at only $250 year HOA, who wouldn't want to live in this paradise!! Just walking up the large and spacious driveway and carport area, you will notice the beautifully landscaped entryway with a stunning statue welcoming you in and letting you know that this is going to be a special home! This gorgeous 2-bedroom, 2-bathroom home boasts a wide-open Lanai with new windows that give you a 180-degree view of everything around you! Beautifully decorated, new laminate flooring, updated kitchen and bathrooms is just the beginning! The yard is spacious and fenced so bring your fur babies to this new palace you call your paradise with a low maintenance back yard. The current owners have taken a great deal of pride in what they have done, and you will feel it the minute you walk in the door with so much kitchen counter and storage space, you will feel your culinary skills calling you! The amazing HOA boasts a large, heated pool, outdoor board games, and is filled with super friendly and vibrant residents who just want to enjoy life at its finest! You have to come and see this for yourself to believe how wonderful this small but resilient area is, even during the last 3 hurricanes only a couple of homes lost power for a short duration. This active and fun-loving area is known for having residents who love to help one another. Located just off SR 52 and highway 19, Ponderosa Park is located close to medical, shopping, restaurants and less than an hour from Tampa International and Clearwater Beach, just doesn't get any better than this! This community sets the standard of how all should be in regard to caring for one another and living life to its fullest. Come and see for yourself, talk to the locals in the streets and you will soon wonder why you didn't move sooner.
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Our Executive Mortgage Banker:
Our Insurance Division:
$149,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $119,920 | $119,920 | $119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.095% | 7.141% | 6.152% |
Monthly Tax Payment | $135 | $135 | $135 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $758 | $797 | $1,004 |
Total Monthly Payment | $968 | $1,007 | $1,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.