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Charming Cape Cod Home in Poughkeepsie Your Dream Home Awaits Looking for a great place to call home? Look no further! This stunning 3-bedroom, 2. 5-bath Cape Cod home on the south side of Poughkeepsie offers everything you need for comfortable and stylish living. Property Features 3 spacious bedrooms, 2. 5 baths, Olympia in-ground pool, Fenced-in yard for total privacy First Floor The first floor boasts an updated kitchen, perfect for preparing meals and entertaining guests. There are two dining areas, including a formal dining room for special occasions. The living room, complete with a cozy fireplace, offers a warm and inviting space to relax and unwind. Second Floor The master bedroom features a large walk-in closet and an updated master bath, providing a luxurious retreat. Additionally, there are two average-sized rooms, both equipped with walk-in closets for ample storage. Basement The full basement walks out into a beautiful large backyard, featuring the in-ground pool. The deck is perfect for entertaining, while the two-car garage and large driveway provide plenty of parking space. This home is a must-see; you will not be disappointed. Owner is down-sizing to smaller place. Property is been sold AS-IS. Home inspection is for potential buyers knowledge only. Inground pool is closed for now, but owner may open later. Pre- approval needed before showing can be scheduled, owner access only.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $843 | $843 | $843 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $3,022 | $3,851 |
Total Monthly Payment | $3,843 | $3,957 | $4,786 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.