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Welcome to one of the nicest neighborhoods in Pinellas County. Yacht Club Estates is a premier subdivision where this home sits high and dry, yet only a few minutes to sandy beaches. This lovely three-bedroom, two-bath, oversized two-car garage pool home has it all. Easy access to attic with stairs. If it isn't new, it's nearly new! The pool was all redone this past February, including railings, skimmer and bottom drain and comes with a 25-year transferable warranty. The electrical panel was upgraded and replaced January 2025. The panel also includes all electrical equipment to hook up the generator, also included with the sale. The roof was new in 2023 and also has a 25-year transferable warranty. This home has a two-position germicide purification system in the attic as of July 2024. Air-conditioning system new in 2021 and water softener new in 2022. This home has it all and is as neat as it gets. The home is open and bright, and includes lots of closet space, a large laundry area and a mini workshop adjacent to laundry area. Lots of glass area looking onto the screen-enclosed pool area. Lots of lush landscaping and white PVC fencing all around the home. The split bedroom floor plan allows for considerable privacy. The home is convenient to shopping, dining, banking, you name it. In a non-evacuation zone. Includes hurricane panels, just in case. Schedule your showing of this dream home today. Call Gary
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,928 | $3,079 | $3,906 |
Total Monthly Payment | $3,255 | $3,406 | $4,233 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.