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I wanted to let you know about a fantastic opportunity in Timberlake! There's a beautiful four-bedroom, two-bath home that has just had its price reduced the motivated seller is offering to pay the HOA fees in full for 2025! It's located on a large lot in a peaceful cul-de-sac and offers a lovely view of a serene pond. The home features an inviting open floor plan and has been recently updated with numerous enhancements, including: * Premium LVP flooring * Elegant ceiling fans and recessed lighting * Quartz countertops in the kitchen and bathrooms * Soft-close kitchen cabinets * New laundry room cabinets * New washer and dryer * Whole-house water softener * New faucets in the kitchen and bathrooms * Shark-coated garage floor * A beautifully designed and paved 10x10 patio in the backyard In addition to these wonderful features, the living and dining areas enjoy picturesque views of the tranquil pond, and the master bedroom is bright and airy, complete with an oversized walk-in closet and his-and-her sinks. The spacious backyard offers plenty of room for adding a pool or summer kitchen, perfect for outdoor enjoyment. Timberlake is a desirable community with a beautiful pool and playground, and there are no CDD fees. Plus, it's conveniently located just minutes from Amelia Island's beaches, historic downtown Fernandina Beach, and the shopping and dining options in Yulee, Wildlight, and Jacksonville. This home is a must-see to truly appreciate all it has to offer. Please contact me if you would like to schedule a viewing.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,920 | $335,920 | $335,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $390 | $390 | $390 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,123 | $2,207 | $2,812 |
Total Monthly Payment | $2,588 | $2,672 | $3,277 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.