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Step into a rare piece of Summerville history--available for the first time in over 42 years. This iconic 1925 Craftsman sits on 1. 4 acres and features a three-car garage with a detached apartment above. Timeless beauty and original craftsmanship shine in this well-cared-for home, cherished by just three owners since it was built. This historic gem offers not just a home, but a true connection to the community and a lifestyle rooted in charm and grace. The main residence spans 3, 746 square feet and features four spacious bedrooms and three and a half bathrooms. Additional highlights include a 208 sq. ft. unfinished basement perfect for extra storage, and a detached three car garage, a rare find in Summerville's historic district. Above the garage is a fully equipped 912 sq. ft. apartment on a separate meter with kitchen, living room, bedroom, and bathroom, ideal for extended family, guests, or rental income. Situated on a beautifully landscaped 1. 4 acre corner lot with entrances from both Central Avenue and W Carolina Avenue, the property is framed by majestic live oaks and lush, mature landscaping, creating a peaceful, park-like setting in the heart of historic Summerville. Inside, the home showcases a rich blend of character and elegance with heart pine hardwood flooring, intricate original moldings, multiple fireplaces, and arched doorways. Formal living and dining rooms offer classic spaces for entertaining, while the spacious kitchen, adjoining breakfast room, and an additional sitting room are warm and welcoming gathering spots. Even at nearly 100 years old, the home's flowing layout and open feel provide an airy sense of connectivity. There is a space off of the kitchen currently that serves as an office, offering additional flexibility. The main-level primary suite is bathed in natural light and features a private en-suite bathroom. A screened-in porch, accessible from both the living room and primary suite, invites you to relax and enjoy the gentle Lowcountry breezes. A separate laundry room adds everyday functionality and storage. Upstairs, a charming loft area provides the perfect reading nook or creative escape, overlooking the scenic backyard. Two additional spacious bedrooms and a full bath with a classic clawfoot tub complete the upper level. This home is more than just a residence, it's a testament to Summerville's enduring spirit. With deep historical roots, timeless design, and an unmistakable sense of place, this is a rare opportunity to own a beautifully preserved home in one of South Carolina's most treasured towns. Don't miss your chance to be part of its next chapter. Priced at appraisal.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
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Loan Amount | $1,200,000 | $1,200,000 | $1,200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.865% | 6.792% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,389 | $7,783 | $10,536 |
Total Monthly Payment | $7,514 | $7,908 | $10,661 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.