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Beautifully renovated home in the heart of James Island on a large lot with no HOA fee. Great care was taken with this down to the studs renovation. There is all new plumbing, HVAC and electrical, new Hardy Plank siding, a new architectural shingle roof and all new LVP flooring throughout and ceramic and porclain tile in the bathrooms. As you enter the home there is a spacious foyer that flows into a large living room with enough space for family gatherings or entertaining. The open, eat in kitchen has all new stainless appliances, Quartz countertops and is complete with a breakfast nook with French doors leading out to a very large deck with an enormous back yard. There are 3 bedrooms downstairs including the primary. The large primary bedroom has a walk-in closet with an ensuite spa bath with a standup shower with a separate garden tub. The staircase to the left of the foyer, with a modern cable handrail finish, leads to a large flex space and the 4th bedroom which could serve as a second primary. As you come to the top of the stairs there is a large flex space. As you move left you will enter the spacious 4th bedroom complete with multiple closets, a full bath and a large linen closet. The location of this property, with no HOA and the attention to detail on the renovation make it a must see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$775,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,919 | $4,073 | $5,190 |
Total Monthly Payment | $4,011 | $4,165 | $5,282 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.