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Step into comfort, privacy, and style at 20203 Merry Oak Ave—an upgraded former model home tucked behind the 24-hour guarded security gates of Live Oak Preserve in the heart of New Tampa. Perfectly situated on a peaceful conservation lot with no rear neighbors, this spacious one-story residence offers 4 bedrooms and 3 full bathrooms across a smartly designed split-bedroom layout. Inside, you’ll find soaring ceilings, wood-look tile flooring, and abundant natural light creating a warm, open atmosphere throughout the main living areas. A flexible front room offers the ideal space for a home office, formal living room, or play area. The kitchen is a true gathering space, featuring 42” cherry wood cabinetry, stainless steel Whirlpool appliances, a gas stove, and a large breakfast bar that seamlessly connects to the dining area and family room. Sliding glass doors open to a covered, screened-in lanai that overlooks lush conservation—your private escape to enjoy quiet mornings or relaxed evenings. The owner’s suite is privately tucked away and includes a walk-in closet and an en-suite bath with dual vanities, a soaking tub, and a separate shower. Two additional bedrooms share a full bathroom, while the fourth bedroom features its own full bath—perfect for guests or an in-law suite setup. This home has been thoughtfully updated with major improvements in the past four years, including a newer roof, newer water heater, fresh exterior and interior paint, and new east-facing double-pane windows that enhance energy efficiency and comfort. Additional highlights include a two-car garage, an interior laundry room, ceiling fans in three bedrooms, and tasteful finishes throughout. Live Oak Preserve offers resort-style amenities that elevate everyday living, including a clubhouse, two swimming pools, a splash pad, fitness center, tennis and pickleball courts, playground, batting cage, and putting green. With top-rated schools nearby and easy access to I-75, Wiregrass Mall, Tampa Premium Outlets, USF, and Moffitt, this home blends convenience, community, and lifestyle into one exceptional opportunity. Don’t miss your chance to call this New Tampa gem your own—schedule your private showing today and experience everything Live Oak Preserve has to offer!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $397,200 | $397,200 | $397,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $429 | $429 | $429 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,478 | $2,609 | $3,325 |
Total Monthly Payment | $2,982 | $3,113 | $3,829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.