3565 RALEIGH DRIVE, Winter Haven, FL, 33884 | $315,000

Step into style—your way! With an acceptable offer, the seller is offering a $5, 000 flooring allowance so you can choose the perfect floors to match your taste and lifestyle. Make this home truly yours from the ground up! Welcome to this stunning Bonita-II home located in the highly desirable Traditions at Lake Ruby, a gated and maintenance-free 55+ community! From the moment you arrive, you’ll be greeted by a charming front entryway that leads into a spacious living room with soaring ceilings with crown molding.
This 3-bedroom, 2-bathroom home sits on a premium lot with no rear neighbors, offering added privacy. Built in 2016, the home boasts over 1, 800 sq. ft. of thoughtfully designed living space.
The kitchen is a true highlight, featuring recessed lighting, 42" upper cabinets with pull-out drawers, beautiful stone countertops, stainless steel appliances, a breakfast bar, and a cozy sit-in dining area. Elegant tile flooring extends throughout the kitchen, dining room, hall bedroom, living room, bathrooms, foyer, and laundry room, while carpeting adds comfort to the front and master bedrooms.
The oversized master suite includes sliding glass doors leading to the enclosed lanai, two walk-in closets, and a luxurious bathroom with dual vanities, granite countertops, a garden tub, and a tiled walk-in shower. The expansive 31' x 9' screened veranda is accessed through sliding glass doors in the living room, flooding the living room with natural light—perfect for an afternoon nap or enjoying your favorite book with a cup of coffee.
Additional features include a 2020 roof, stone-accented exterior, paver driveway, irrigation system, gutters, and a 2-car garage with an overhead storage rack. The monthly HOA fee of $486 covers lawn care (including bush and tree trimming and mulch replacement), exterior painting (due to be painted in 2026 with owner’s choice of color), cable, and internet—offering exceptional value and convenience.
Traditions at Lake Ruby offers an array of resort-style amenities, including a clubhouse, planned social activities, boat ramp and dock, heated outdoor pool and spa, ballroom, billiards room, meeting room, library, computer room, craft room, dog park, tennis and bocce ball courts, shuffleboard, a fitness center, and an aerobics studio. All of this is conveniently located near shopping, dining, medical facilities, hospitals, and Legoland!

Features

  • Amenities: Basketball Court, Cable TV, Clubhouse, Fence Restrictions, Fitness Center, Gated, Pickleball Court(s), Pool, Spa/Hot Tub, Tennis Court(s)
  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 2016
  • Garage: 2-car Driveway, Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,866
  • Acreage: 0.17
  • Est. Taxes: $2,761
  • HOA Fee: $486 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4934495
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/P4934495/3565raleighdrive_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 4:26:16 AM)
Listing courtesy of CENTURY 21 WATSON & MYERS REALTY   Phone: 863-324-1000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3565 RALEIGH DRIVE, Winter Haven, FL, 33884

$315,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $252,000 $252,000 $252,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.095% 7.141% 6.152%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,593 $1,675 $2,110
Total Monthly Payment $1,898 $1,980 $2,415

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.