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Nestled on a lush half acre double lot, this stunning ranch home with a separate guest house and shop offers a rare blend of privacy, natural beauty, and modern amenities, all just blocks from the Limehouse Boat Landing. With a private boat ramp into the tidal creek that leads to the Stono River and intercoastal waterway, this property is a paradise for water enthusiasts and those seeking peaceful coastal living. The main house has been thoughtfully remodeled, featuring a completely updated kitchen with high end finishes and an open, inviting layout. From the spacious living areas to the screened porch, every detail is designed for comfort and ease. Whether you're relaxing indoors or enjoying the serene outdoor space, this home is a perfect balance of luxury and tranquility. The guest house adds versatile living options, ideal for visiting friends and family or as a private office space perfect for today's work-from-home lifestyle. The expansive lot provides ample room for boat parking, and the on-site workshop is perfect for hobbies or extra storage. The property also features a concrete pad in the back with additional storage, a newly paved driveway offering parking for numerous cars and boats, and a raised bed garden that runs alongside the creek. Perfect for gardeners and outdoor lovers. A well is available to supply water to the house if desired and the home is set up for a whole house generator keeping you completely off the grid and issue free for storms. Ring cameras around the property provide added security, and the home qualifies for short-term AirBNB rentals, making it an excellent investment opportunity. The office area is equipped with a bathroom, kitchenette, and a separate entrance, making it ideal for a home-based business. A pump room/tool shed offers further convenience. With no HOA, you have the freedom to truly make this property your own. Located across the street from Charleston County Park and within walking distance to the Greenway, this home combines privacy, outdoor access, and the potential for personal and business growth. Don't miss out on this incredible opportunity! Use preferred lender to buy this home and receive an incentive towards your closing costs!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,045 | $4,204 | $5,357 |
Total Monthly Payment | $4,137 | $4,296 | $5,449 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.