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Tucked away on Oreo Lane, this home is as sweet as its name- affectionately called ''The Cookie House''--and it's easy to see why. With its cheerful charm and warm, welcoming vibe, this home is a true treat. The open-concept layout features a central kitchen with granite countertops, new cabinets, and a center island perfect for casual bites and entertaining while someone fires up the grill just outside. Sliders from the dining area lead to a spacious deck overlooking a generous yard, complete with a new shed and cozy firepit--ideal for evenings filled with s'mores and stories. Sunlight streams through the many windows, dancing off the hardwood floors. The living room features a fireplace as its centerpiece, flanked by built-in bookshelves that add character and function. A first-floor primary bedroom offers direct access to the deck and sits adjacent to an updated full bath with washer and dryer. Upstairs are two fully renovated bedrooms and a second full bath with a walk-in shower. Located just 3/4 of a mile from Covell's and Craigville Beach, this delightful home has been enjoyed as a vacation for family. . It's a joy to show and even sweeter to own. Furniture can stay.
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$689,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $551,200 | $551,200 | $551,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $266 | $266 | $266 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,439 | $3,621 | $4,577 |
Total Monthly Payment | $3,797 | $3,979 | $4,935 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.