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**JUST REDUCED $18, 000** Welcome to 4566 Callaway St, nestled in the desirable Gulf Cove community of Port Charlotte. This beautifully designed split floor plan home features three bedrooms and two full baths, offering a layout that perfectly balances privacy and togetherness. The open-concept kitchen and family room connect effortlessly to a back patio through oversized sliding glass doors, ideal for entertaining or enjoying peaceful Florida evenings. A second set of sliders in the formal living room also opens to the patio, while a formal dining room provides space for more intimate gatherings or holiday meals. Custom architectural details throughout the home include arched transitions between rooms, soft corners, custom windows, and a welcoming Double Door Entry. The primary suite offers a large walk-in closet, a fully tiled walk-in shower, and a private door to the backyard that doubles as a convenient pool bath—perfect if the next owners decide to add a pool, and yes, there’s plenty of space for one. This home is not only ideal for a growing family, but also serves beautifully as a retirement retreat or seasonal residence. Its flexible layout and welcoming atmosphere make it perfect for hosting guests, and it presents an excellent opportunity for seasonal or annual rental investment as well. Located in a quiet, peaceful neighborhood, the home is still centrally positioned near everything you need. Shopping, dining, entertainment, schools, and medical facilities are just minutes away. Charlotte Sports Park, the spring training home of the Tampa Bay Rays, is only six miles from the property, while five public 18-hole golf courses—including Riverwood, Deep Creek, Kings Gate, Port Charlotte Golf Club, and Charlotte Harbor National—are all located within a seven-mile radius. Beach lovers will appreciate that Englewood Beach is just 16 miles away and can be reached in about 30 minutes, while Boca Grande is approximately 22 miles, or 35 minutes by car. For travel, Punta Gorda Airport (PGD) is 24 miles away and typically a 30-minute drive, while Southwest Florida International Airport (RSW) in Fort Myers is 52 miles away and can be reached in about 45 minutes. As part of the voluntary Property Owners of Gulf Cove (POGC), residents enjoy access to a private waterfront park and boat ramp with direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico—making it a boater’s paradise without the waterfront price tag. Whether you’re looking for a primary home, a vacation getaway, or an investment property, experience the space, style, and flexibility of this Port Charlotte gem—your piece of PARADISE awaits! **Some images have been virtually staged to highlight design possibilities.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $232,792 | $232,792 | $232,792 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $199 | $199 | $199 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,471 | $1,529 | $1,949 |
Total Monthly Payment | $1,745 | $1,803 | $2,223 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.